Format converter

Free QIF to QBO Converter

Runs entirely in your browser — your file is never uploaded to a server.

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Never uploaded
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Runs in your browser
CSV & Excel
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Convert a QIF file to QBO

Drop your file below — runs entirely in your browser, nothing is uploaded.

Drag and drop your QIF file hereor click to browse your files QIFQBO

Only have a PDF statement? That converts too.

A QIF file means your bank gave you structured data — which most banks only do for the last few months. Beyond that you get a PDF, and a PDF won't open in Excel. BalanceExtract reads those directly: it works out the column layout from the document itself, handles scanned statements with OCR, checks that every running balance reconciles, and flags any row it isn't confident about before you export.

Same QBO output, same on-device processing, nothing uploaded.

Convert a PDF statement6 pages free, no signup, no card

How to convert QIF to QBO in 3 steps

Step 1: Drop in your QIF file

Drag the file onto the box above or click to browse. It is read in your browser — nothing is uploaded to a server, which you can confirm in the Network tab.

Step 2: Check what was found

Every transaction is read out with its date, payee, description, amount and transaction ID, along with any warnings about rows that need a look.

Step 3: Download the QBO

The QBO file saves straight to your device, ready to open in a spreadsheet or import into your accounting software.

An old Quicken export doesn't do anything for you if your books have moved to QuickBooks. This guide covers converting a QIF file directly into the QBO format QuickBooks actually accepts.

Quick summary

QuickBooks doesn't read QIF at all — it's a Quicken-specific format. This converter reads QIF's date/payee/amount/memo fields and builds a standard QBO transaction file, ready to import as a real bank feed in QuickBooks Online or Desktop.

What Carries Over From QIF to QBO

QIF fieldWhat Happens in QBO
D (date), T (amount), P (payee)Mapped directly to QBO's DTPOSTED, TRNAMT, and NAME fields
M (memo)Carried over as part of the transaction description
Category and split dataNot carried over — QBO's structure doesn't support it, so you'll categorize inside QuickBooks after import

A Real Limitation Worth Knowing

Frequently Asked Questions

Why convert QIF to QBO instead of just importing the QIF file into QuickBooks?
QuickBooks doesn't read QIF at all — it's a Quicken format. Converting to QBO gets you a file QuickBooks treats as a real bank feed.
Where do I get a QIF file to convert?
QIF is a Quicken export format — you'd have one from Quicken itself, or from another finance tool that supports exporting to QIF.
Does the category data in my QIF file carry over?
No — QBO's transaction-feed structure doesn't carry QIF's category and split fields. You'll categorize inside QuickBooks after import, the same as reviewing any bank feed.
Is my data uploaded anywhere?
No. The conversion runs entirely in your browser — nothing is sent to a server.
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