Runs entirely in your browser — your file is never uploaded to a server.
Drop your file below — runs entirely in your browser, nothing is uploaded.
A CSV file means your bank gave you structured data — which most banks only do for the last few months. Beyond that you get a PDF, and a PDF won't open in Excel. BalanceExtract reads those directly: it works out the column layout from the document itself, handles scanned statements with OCR, checks that every running balance reconciles, and flags any row it isn't confident about before you export.
Same QIF output, same on-device processing, nothing uploaded.
Drag the file onto the box above or click to browse. It is read in your browser — nothing is uploaded to a server, which you can confirm in the Network tab.
Every transaction is read out with its date, payee, description, amount and transaction ID, along with any warnings about rows that need a look.
The QIF file saves straight to your device, ready to open in a spreadsheet or import into your accounting software.
QIF is one of the oldest personal-finance file formats still in active use — a plain-text, line-based structure where each transaction is a short run of prefixed lines ending in a bare "^". Quicken still imports it directly, and it's the only one of Quicken's three import formats (QIF, QFX, OFX) that actually preserves categories and split transactions.
Getting a bank statement into Quicken without losing your categories, or retyping them back in afterward, is the real reason to pick QIF over the alternatives. QIF beats QFX and OFX for one real reason: it's the only format that carries category and split data into Quicken. This converter reads any CSV with a date, description, and amount column, handles Quicken's real apostrophe-year date shorthand (1/15'26), and outputs a clean QIF file — without inventing categories a plain bank CSV never had to begin with.
| Field code | What It Contains |
|---|---|
| D | Transaction date |
| T | Amount |
| P | Payee |
| M | Memo |
| ^ | End-of-record marker |
Honest side-by-side write-ups, including where each of them is the better choice.