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Bank guide

Free Bank Statement to CSV Converter

Published July 2026 by BalanceExtract Team

Drop a statement here
PDF, scan, or photo — multi-file, no size cap, no page limit on Pro
Processed on your device — nothing uploaded, ever
PDF, JPG, PNG, or WEBP · Up to 6 pages per conversion

Some banks offer a native CSV export from online banking — worth checking your specific bank's own guide on this site first, since that's usually faster when it's available. This page covers converting a PDF statement directly, for any bank, when a native export isn't an option: an emailed statement, a closed account, transactions outside your bank's export window, or a scan.

Quick summary

A CSV is the one format almost every spreadsheet and accounting tool accepts without a fight — no version-specific formatting, no proprietary lock-in, just rows of data. This converts any bank's PDF statement — named detection for 23+ major banks, plus a generic parser for any other text-based PDF — into a clean CSV with date, description, amount, and running balance, ready to open anywhere or import into whatever software actually needs the data.

How It Works

Step 1: Download the PDF statement from your bank

No account needed for up to 6 pages.

Step 2: Upload to BalanceExtract

Named detection recognizes 23+ major banks automatically; any other bank falls back to the generic layout parser.

Step 3: Review, then export as CSV

Every row gets a confidence score before you export.

What's Inside the CSV

ColumnWhat It Contains
DateTransaction date, normalized to ISO (YYYY-MM-DD) so it reads unambiguously regardless of your spreadsheet's regional settings
DescriptionThe payee or transaction description, exactly as it appears on the statement
AmountSigned — negative for debits, positive for credits
BalanceThe running balance, when your statement includes one

Frequently Asked Questions

Why CSV instead of Excel?
CSV opens in literally anything — Excel, Google Sheets, Numbers, any accounting tool's import screen, even a plain text editor. It's smaller, has no formatting or formulas to strip out, and is the format most software actually expects when you're importing transactions rather than just reading them.
Does my bank need to be on a supported list?
No. Named detection covers 23+ major banks across the US, UK, Canada, and India, and any other bank's text-based PDF falls back to a generic layout parser that still reads dates, descriptions, amounts, and balances.
What if my statement is a scan or a photo, not a proper PDF?
It still works — BalanceExtract falls back to on-device OCR automatically when a page has no real text layer. Signing in is required for scans and photos specifically, since OCR takes real processing time.
Can I convert statements from more than one bank at once?
Yes. Drop PDFs from different banks into the same batch and they're detected and processed together into a single CSV.
Is my statement data uploaded anywhere?
No. The PDF is read and converted entirely on your device — nothing is sent to a server. You can confirm this yourself by watching your browser's DevTools Network tab during a conversion.

How BalanceExtract compares

Honest side-by-side write-ups, including where each of them is the better choice.

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