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Bank guide

Free Bank Statement to OFX Converter

Published July 2026 by BalanceExtract Team

Drop a statement here
PDF, scan, or photo — multi-file, no size cap, no page limit on Pro
Processed on your device — nothing uploaded, ever
PDF, JPG, PNG, or WEBP · Up to 6 pages per conversion

Some banks offer OFX export natively — worth checking your specific bank's own guide on this site first, since that's usually faster. This page covers converting a PDF statement directly when your bank doesn't offer OFX, the transactions you need are outside its export window, or a PDF is all you have.

Quick summary

Getting a bank statement into QuickBooks, Quicken, or Xero as a real transaction feed — not a spreadsheet you have to reshape by hand — is what OFX is for. Converts any bank's PDF statement — named detection for 23+ major banks, plus a generic parser for any other text-based PDF — into a standard OFX transaction file, ready to import into QuickBooks, Quicken, Xero, and most accounting software.

How It Works

Step 1: Download the PDF statement from your bank

No account needed for up to 6 pages.

Step 2: Upload to BalanceExtract

Named detection recognizes 23+ major banks automatically; any other bank falls back to the generic layout parser.

Step 3: Review, then export as OFX

Every row gets a confidence score before you export.

What's Inside the OFX Export

FieldWhat It Contains
DTPOSTEDTransaction date
TRNAMTSigned amount
NAMEPayee or description
FITIDA unique transaction ID, used to avoid duplicate imports

Frequently Asked Questions

Which banks already export OFX directly?
Several major banks do — NatWest and Chase both offer native OFX export from online banking, for example. Check your specific bank's guide on this site, since a native export (when it exists) is usually the fastest route.
When do I actually need this converter instead?
When your bank doesn't offer OFX natively, the transactions you need are older than your bank's export window, or you only have a PDF — an emailed statement, a closed account, or a scan.
What software imports OFX files?
Most accounting and personal-finance software — QuickBooks, Quicken, Xero, and many banks' own import tools — accepts OFX as a standard transaction-import format.
What if my statement is a scan or a photo, not a proper PDF?
It still works — BalanceExtract falls back to on-device OCR automatically when a page has no real text layer. Signing in is required for scans and photos specifically.
Is my statement data safe?
Nothing is uploaded, ever. The PDF is read and converted entirely on your device.

How BalanceExtract compares

Honest side-by-side write-ups, including where each of them is the better choice.

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