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Bank guide

Free Bank Statement to Tally XML Converter

Published July 2026 by BalanceExtract Team

Drop a statement here
PDF, scan, or photo — multi-file, no size cap, no page limit on Pro
Processed on your device — nothing uploaded, ever
PDF, JPG, PNG, or WEBP · Up to 6 pages per conversion

No bank exports directly to Tally XML — it's simply not one of the formats banks offer (CSV, Excel, OFX, QIF, and QBO cover almost everyone's native export list, but never Tally). For accountants working with Tally, that means either re-keying every transaction by hand or converting a bank statement into Tally's XML format first. This guide covers the second option.

Quick summary

Getting a bank statement into Tally without keying in every voucher by hand means converting it first, since no bank offers native Tally XML export. This converts any bank's PDF statement directly — named detection for 23+ major banks, plus a generic parser for any other text-based PDF. Import the resulting XML file straight into Tally via Gateway of Tally, Import Data, Vouchers.

How It Works

Step 1: Download the PDF statement from your bank

No account needed for up to 6 pages.

Step 2: Upload to BalanceExtract

Named detection recognizes 23+ major banks automatically; any other bank falls back to the generic layout parser.

Step 3: Review the extracted transactions

Every row gets a confidence score, so anything worth double-checking is flagged before you export.

Step 4: Export as Tally XML

Import the resulting file into Tally via Gateway of Tally, Import Data, Vouchers.

What's Inside the Tally XML Export

ElementWhat It Contains
VOUCHEROne per transaction — date, amount, and voucher type (Payment or Receipt)
LEDGERENTRIESThe debit/credit split against Bank and a matching ledger
NARRATIONThe transaction description, with real XML special characters properly escaped

Frequently Asked Questions

Does any bank export directly to Tally XML?
No — banks export to CSV, Excel, OFX, QIF, or QBO, never Tally XML directly. Getting a bank statement into Tally means either manual entry or converting the PDF or CSV export into Tally's XML format first.
Which banks does this work with?
Any bank whose PDF statement is text-based — named detection covers 23+ major banks across the US, UK, Canada, and India, with a generic layout parser handling any other bank's text-based PDF.
How do I import the XML file into Tally?
Gateway of Tally > Import Data > Vouchers, then select the XML file this tool downloaded.
What if my statement is a scan or a photo, not a proper PDF?
It still works — BalanceExtract falls back to on-device OCR automatically when a page has no real text layer. Signing in is required for scans and photos specifically, since OCR takes real processing time.
Is my statement data safe?
Nothing is uploaded, ever. The PDF is read and converted entirely on your device — you can confirm this yourself by opening your browser's DevTools Network tab during a conversion and watching for outbound requests. There won't be any.

How BalanceExtract compares

Honest side-by-side write-ups, including where each of them is the better choice.

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